• 100 Day Loans
  • PayDayMax
  • TrustedPayday


For a customized listing choose your State of Residence


  • AmeriAdvance


    If you have just had an emergency and need a certain amount quickly, Ameriadvance is the lender you need. They are great with lending money to people in need in little to no time at all. The maximum amount of a loan you can get is $1500. This means you can borrow a few hundred dollars to fix whatever emergency you might be having. The great thing about this company is it offers no fax payday loans. Some companies require the applicants to fax their personal documents in. This can be a waste of time and effort. This company is one of the fastest payday loan lenders when it comes to contacting you. after you submit your application, a representative will contact you within an hour. Once you have spoken with a staff member, you will receive your money in less than 24 hours. You will be completely satisfied with a payday loan from this company.

  • 100 Day Loans

    100 Day Loans

    If you are looking for a loan from the perfect company, look no further than 100 Day Loans. They strive to give the best rates around with the most amount of time for the repayments. They give the borrowers 100 days to pay back their loan in full. This is the longest amount of time for repayments out of any other loan company. You can process your loan through this company using a few different methods. The most popular is the internet. You can apply for the loan and receive your money completely online. You can also process your loans over the phone. This gives the consumers a more personable experience than an automated experience. If you need your money fast, look for this lending company. If you need a little extra time to make your full repayments, this company will work with you until you are back on your feet.


  • How to Apply for a Loan by Phone

    The Internet lets you do basically anything these days. You can research anything, apply for anything and even receive a payday loan. What happens if you lose your Internet connection in the middle of an application or even an exam? […]

  • Yes, You Can Get a Loan Without a Job!

    Strapped for cash? Have circumstances that have left you with no job and no money? This can be a difficult situation for the best of us but with a struggling economy more of us are facing this situation than we […]

  • How to Find No Fax Payday Loans

    Trying to meet your financial obligations from one payday to another can be a bit challenging. Usually the amount of money that you earn is not sufficient to pay for the basic needs that you have, much less the ones […]

  • A How-To Guide on Payday Loan Lenders

    Do you think that there is a fast and easy way of avoiding any sort of crisis with your finances before you get the next paycheck? Surely you have come across situations when there are urgent bills that have to […]


  • Regulations Of The Payday Lenders In Texas

    While the problems with accumulating more debt due to payday loans were present for a while in Texas, authorities have take their first actions against the direct payday lenders only in 2010. The Texas Office of Consumer Credit Commissioner, the […]

  • Easy Payday Loans Can Be a Lifesaver

    Easy payday loans are much easier to be accepted for than a personal loan you might take out at a local bank. Payday loans are easy to be accepted for because they don’t typically require any kind of background or […]

  • Can You Get a Loan Without a Bank Account?

    Do you need cash despite working really hard to stick to the budget that you have in place based on your income and your situation? Unfortunately, even the best planning cannot stop some unwanted or unplanned for problems. There are […]

Direct Payday Lenders

We can never deny the fact that there are times when the need for money really comes to us in unexpected times. Most of the time, the need arises out of common emergencies like car accidents and slipping on wet pavements. There are times that there are bills that pile up and we have no other means of getting the money to pay for it. It does not matter what type of need we have when it comes to the lending companies that help us in our urgent situation. Direct Payday Lenders makes it possible for individuals to obtain the emergency budget they need to finance urgencies in the shortest possible time. However, when you want to get the services of Direct Payday Lenders, you have to think very carefully. Being a fast solution for emergency needs, it also comes with the need for the client to exercise some forms of responsibility in terms of obvious things about the transaction taking place. Be wise in transacting with Direct Payday Lenders because aside form the advantages of their service, there are also some little disadvantages that must not be overlooked. The statements below should enlighten you about your decision to avail of the services of Direct Payday Lenders.

The Advantages

The loan that is acquired through them will be very convenient and designed to be settled within short periods of time. If you are worrying about the struggle to pay everything back, the personnel at the company can create easy payment terms that are both flexible and adjusted to the capability of the borrower to pay. The computations are based on the data that has been provided by the borrower which has been subjected to the usual verification process of the company. There are many instances that a client may need the money in the most inconvenient of all times such as banking holidays and off-banking hours such as night time. These are quickly given solution by 24-hour dedicated online staff that can process loans in the quickest time possible. Direct Payday Lenders usually funnel their released loans via online bank accounts of the borrowers. This way, the borrower can access the given money as soon as it has been approved without the hassle of going through check clearing processes or waiting in line inside banks. Wire transfer may be possible too if this will be requested by the borrower and the company find it possible to do so. However, there are minimum requirement that you have to pass such as being of legal age when applying for loans, having a stable source of income as a source of payment for the money to be borrowed, and a bank account if you have an existing one. When the convenience of acquiring fast cash is put into focus, nothing will beat these companies.

The Disadvantages

Companies which offer these fast methods of acquiring cash may charge high interest rates. There are times when as much as 30% can be charged on a single client application. This will vary from company to company and will depend on the urgency of the need of the client too. The possibility of being entangled in a financial or loan problem is very high on this type of acquiring cash. Additional charges and fees may pile up so that there will be instantaneous deductions on the amount you will be receiving.

When you fail to pay your monthly payments for the loan granted, it may have a bad effect on the appearance of your credit history. Although there are minimal requirements when it comes to the credit history of their borrowers, they can hire collecting agencies which directly puts negative items on your financial history if ever there will be slight delinquencies in the payments that are required of you to fulfill. So, it is very much advisable that if you want to keep your financial history in the best shape, borrow only amounts that you are very sure you can effectively manage to pay. Do not borrow above your capacity to pay.

Cash loan advances will give you good benefits if you will be able to balance the good and bad points of such lending systems.

Leave a Reply

Recommended Direct Lenders

  • Discount Advances

    Discount Advances

    One of the best cash direct payday lenders to borrow money from is Discount Advances. They are known for giving out different coupons and discounts when it comes to the interest rates and fees. No one wants to spend money […]

  • PayDayMax


    The main focus for the Payday Max Company is to help the new comers to the world of Internet payday loans. A lot of people have never applied for a loan on the Internet. These people will have many questions […]

  • CashNetUSA


    If you are looking for the perfect payday advance company, look no further than CashNetUSA. Their website is filled with useful information to help you through the payday loan process. It can be scary at first to apply for a […]

North Dakota
South Dakota
New York
New Hampshire
Rhode Island
New Jersey
West Virginia
New Mexico
North Carolina
South Carolina