• 100 Day Loans
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LENDERS

  • AmeriAdvance

    AmeriAdvance

    If you have just had an emergency and need a certain amount quickly, Ameriadvance is the lender you need. They are great with lending money to people in need in little to no time at all. The maximum amount of a loan you can get is $1500. This means you can borrow a few hundred dollars to fix whatever emergency you might be having. The great thing about this company is it offers no fax payday loans. Some companies require the applicants to fax their personal documents in. This can be a waste of time and effort. This company is one of the fastest payday loan lenders when it comes to contacting you. after you submit your application, a representative will contact you within an hour. Once you have spoken with a staff member, you will receive your money in less than 24 hours. You will be completely satisfied with a payday loan from this company.

  • 100 Day Loans

    100 Day Loans

    If you are looking for a loan from the perfect company, look no further than 100 Day Loans. They strive to give the best rates around with the most amount of time for the repayments. They give the borrowers 100 days to pay back their loan in full. This is the longest amount of time for repayments out of any other loan company. You can process your loan through this company using a few different methods. The most popular is the internet. You can apply for the loan and receive your money completely online. You can also process your loans over the phone. This gives the consumers a more personable experience than an automated experience. If you need your money fast, look for this lending company. If you need a little extra time to make your full repayments, this company will work with you until you are back on your feet.

HOW TO GUIDES

  • A How-To Guide on Payday Loan Lenders

    Do you think that there is a fast and easy way of avoiding any sort of crisis with your finances before you get the next paycheck? Surely you have come across situations when there are urgent bills that have to [...]

  • How to Find No Fax Payday Loans

    Trying to meet your financial obligations from one payday to another can be a bit challenging. Usually the amount of money that you earn is not sufficient to pay for the basic needs that you have, much less the ones [...]

  • Yes, You Can Get a Loan Without a Job!

    Strapped for cash? Have circumstances that have left you with no job and no money? This can be a difficult situation for the best of us but with a struggling economy more of us are facing this situation than we [...]

  • How to Apply for a Loan by Phone

    The Internet lets you do basically anything these days. You can research anything, apply for anything and even receive a payday loan. What happens if you lose your Internet connection in the middle of an application or even an exam? [...]

EXPERT ADVICE

  • Can You Get a Loan Without a Bank Account?

    Do you need cash despite working really hard to stick to the budget that you have in place based on your income and your situation? Unfortunately, even the best planning cannot stop some unwanted or unplanned for problems. There are [...]

  • Easy Payday Loans Can Be a Lifesaver

    Easy payday loans are much easier to be accepted for than a personal loan you might take out at a local bank. Payday loans are easy to be accepted for because they don’t typically require any kind of background or [...]

  • Regulations Of The Payday Lenders In Texas

    While the problems with accumulating more debt due to payday loans were present for a while in Texas, authorities have take their first actions against the direct payday lenders only in 2010. The Texas Office of Consumer Credit Commissioner, the [...]

Can You Get a Loan Without a Bank Account?

Do you need cash despite working really hard to stick to the budget that you have in place based on your income and your situation? Unfortunately, even the best planning cannot stop some unwanted or unplanned for problems. There are emergencies that come up such as a death in the family, vehicle breakdowns, plumbing or air conditioner repairs and medical problems that we just cannot plan for. When this happens suddenly there is a need for cash that simply could not have been anticipated. This can be down right scary when you know your credit is less than perfect because you are not able to access traditional loans. The good news is that there are payday loans that can help you. Of course, loans with no bank account are not as common but they are available.

These loans are also known as payday loans and they are convenient because there is no credit check associated with it and the cash can be in your hand in a matter of hours instead of weeks, as would be the case with a traditional loan. So long as you are employed you can apply for these loans and be approved for a certain amount of cash based either on your ability to pay or local limits on payday loans.

To be considered for these loans without a bank account, you will need to provide a current paycheck stub, proof of residence such as a utility bill and a valid ID. You will fill out an application and the direct payday lenders will go over all of the information and determine how much they can lend you based on your income. When you are approved you will need to write a promissory note that states you will repay the amount borrowed plus interest on a specific due date. The great thing about these loans is that you can have the cash in hand within an hour so you can take care of the situations that have left you needing a loan between paydays.

The loan will usually need to be repaid on your next payday, depending on local law and the creditor’s specifications, as each area has different laws that apply to it. When you pay off the loan you will also pay the interest rate, which is much higher than you will see on traditional loans. It’s important to remember that when you get a loan without a bank account that it is for short term use only and is basically meant to get you through to your next payday.

Also, remember that when you choose to get this type of loan you will be paying more than you would if you had a bank account, so the shorter period of time you keep the loan out, the better. If you aren’t sure that you will be able to pay the loan back in a reasonable amount of time, you might want to think about choosing a more traditional loan instead of no bank account payday loans. You might have a relatively high interest rate due to the bad credit but it won’t be as high as you would see with payday loans. Learning how to get a loan without a bank account is not difficult but you do need to be prepared for the higher cost associated with these loans due to the payday lenders needing to protect themselves from loss due to no bank account.

One Comment

By Dori Melgarejo February 27, 2012 ( 3:41 am ) Reply

The payday loan lenders I used made the process very easy and fast, and the money appeared in my account in no time at all.

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