• 100 Day Loans
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  • AmeriAdvance


    If you have just had an emergency and need a certain amount quickly, Ameriadvance is the lender you need. They are great with lending money to people in need in little to no time at all. The maximum amount of a loan you can get is $1500. This means you can borrow a few hundred dollars to fix whatever emergency you might be having. The great thing about this company is it offers no fax payday loans. Some companies require the applicants to fax their personal documents in. This can be a waste of time and effort. This company is one of the fastest payday loan lenders when it comes to contacting you. after you submit your application, a representative will contact you within an hour. Once you have spoken with a staff member, you will receive your money in less than 24 hours. You will be completely satisfied with a payday loan from this company.

  • 100 Day Loans

    100 Day Loans

    If you are looking for a loan from the perfect company, look no further than 100 Day Loans. They strive to give the best rates around with the most amount of time for the repayments. They give the borrowers 100 days to pay back their loan in full. This is the longest amount of time for repayments out of any other loan company. You can process your loan through this company using a few different methods. The most popular is the internet. You can apply for the loan and receive your money completely online. You can also process your loans over the phone. This gives the consumers a more personable experience than an automated experience. If you need your money fast, look for this lending company. If you need a little extra time to make your full repayments, this company will work with you until you are back on your feet.


  • How to Apply for a Loan by Phone

    The Internet lets you do basically anything these days. You can research anything, apply for anything and even receive a payday loan. What happens if you lose your Internet connection in the middle of an application or even an exam? […]

  • Yes, You Can Get a Loan Without a Job!

    Strapped for cash? Have circumstances that have left you with no job and no money? This can be a difficult situation for the best of us but with a struggling economy more of us are facing this situation than we […]

  • How to Find No Fax Payday Loans

    Trying to meet your financial obligations from one payday to another can be a bit challenging. Usually the amount of money that you earn is not sufficient to pay for the basic needs that you have, much less the ones […]

  • A How-To Guide on Payday Loan Lenders

    Do you think that there is a fast and easy way of avoiding any sort of crisis with your finances before you get the next paycheck? Surely you have come across situations when there are urgent bills that have to […]


  • Regulations Of The Payday Lenders In Texas

    While the problems with accumulating more debt due to payday loans were present for a while in Texas, authorities have take their first actions against the direct payday lenders only in 2010. The Texas Office of Consumer Credit Commissioner, the […]

  • Easy Payday Loans Can Be a Lifesaver

    Easy payday loans are much easier to be accepted for than a personal loan you might take out at a local bank. Payday loans are easy to be accepted for because they don’t typically require any kind of background or […]

  • Can You Get a Loan Without a Bank Account?

    Do you need cash despite working really hard to stick to the budget that you have in place based on your income and your situation? Unfortunately, even the best planning cannot stop some unwanted or unplanned for problems. There are […]

How to Apply for a Loan by Phone

The Internet lets you do basically anything these days. You can research anything, apply for anything and even receive a payday loan. What happens if you lose your Internet connection in the middle of an application or even an exam? If you need to get a payday loan, you no longer have to rely on your crummy Internet connection. You will be able to apply for payday loans over the phone. All you need to do is find the phone number from the website. You can also find the phone number in the phone book probably. Once you have found the phone number you can give the company a call. The first thing you should do when trying to process a loan by phone is asked for the interest rates and fees. This will let you hear it first hand from a representative. If you are unable to find these amounts on their website, you will be able to hear them from the person on the phone. If the rates you find from one company are too high for your budget, you can keep looking for other direct payday lenders. You can ask multiple lenders before sending through an application.

Once you have found the lender you want you can start the application process. This process is different for loans over the phone. You won’t be able to enter in the information as you please. You will have to tell the representative your information over the phone. They will probably need your personal information, like your name, number and address and possibly your social security number. They will definitely need your banking information. The reason they need your banking information is so they can directly deposit the loan into your checking account. Once you have finished your application process, the representative will give you a call back to let you know whether or not you have been approved. The great thing about the over the phone loans is you don’t have to sit by the computer. If you do the application process over the Internet, you have to sit there until you receive a response from the lender. With the loans over the phone, you can go on with your daily activities as long as you bring your cell phone with you.

When you are calling these direct lenders for payday loans by phone make sure you inquire about the repayment process. You should be able to ask them how long they allow for the repayment process to be done. Some lenders will only allow 2 weeks for you to fully pay back the amount of money you borrowed. Some lenders will let you take 3 months to fully pay them back. If you know you will be able to pay the money back by your next paycheck, you can go with the lenders who require payment after 2 weeks. If you know you won’t be able to afford the payments in 2 weeks, find a lender who is willing to work around your financial schedule. Not everyone can afford these payments right away. The longer you have the loan out, the more money you will essentially pay. It can be worth it for a lot of people. If they only have to pay a little more money to keep the loan for an extra 2 weeks, they will be able to do so. Loan by phone can be a very easy way to borrow money in a hurry.

One Comment

By Mickey Culbreath February 27, 2012 ( 3:13 am ) Reply

Most payday loans provide guaranteed acceptance, which will help the consumer relax when immediate funds are needed.

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