• 100 Day Loans
  • PayDayMax
  • TrustedPayday


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  • AmeriAdvance


    If you have just had an emergency and need a certain amount quickly, Ameriadvance is the lender you need. They are great with lending money to people in need in little to no time at all. The maximum amount of a loan you can get is $1500. This means you can borrow a few hundred dollars to fix whatever emergency you might be having. The great thing about this company is it offers no fax payday loans. Some companies require the applicants to fax their personal documents in. This can be a waste of time and effort. This company is one of the fastest payday loan lenders when it comes to contacting you. after you submit your application, a representative will contact you within an hour. Once you have spoken with a staff member, you will receive your money in less than 24 hours. You will be completely satisfied with a payday loan from this company.

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  • 100 Day Loans

    100 Day Loans

    If you are looking for a loan from the perfect company, look no further than 100 Day Loans. They strive to give the best rates around with the most amount of time for the repayments. They give the borrowers 100 days to pay back their loan in full. This is the longest amount of time for repayments out of any other loan company. You can process your loan through this company using a few different methods. The most popular is the internet. You can apply for the loan and receive your money completely online. You can also process your loans over the phone. This gives the consumers a more personable experience than an automated experience. If you need your money fast, look for this lending company. If you need a little extra time to make your full repayments, this company will work with you until you are back on your feet.

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  • How to Apply for a Loan by Phone

    The Internet lets you do basically anything these days. You can research anything, apply for anything and even receive a payday loan. What happens if you lose your Internet connection in the middle of an application or even an exam? […]

  • Yes, You Can Get a Loan Without a Job!

    Strapped for cash? Have circumstances that have left you with no job and no money? This can be a difficult situation for the best of us but with a struggling economy more of us are facing this situation than we […]

  • How to Find No Fax Payday Loans

    Trying to meet your financial obligations from one payday to another can be a bit challenging. Usually the amount of money that you earn is not sufficient to pay for the basic needs that you have, much less the ones […]

  • A How-To Guide on Payday Loan Lenders

    Do you think that there is a fast and easy way of avoiding any sort of crisis with your finances before you get the next paycheck? Surely you have come across situations when there are urgent bills that have to […]


  • Regulations Of The Payday Lenders In Texas

    While the problems with accumulating more debt due to payday loans were present for a while in Texas, authorities have take their first actions against the direct payday lenders only in 2010. The Texas Office of Consumer Credit Commissioner, the […]

  • Easy Payday Loans Can Be a Lifesaver

    Easy payday loans are much easier to be accepted for than a personal loan you might take out at a local bank. Payday loans are easy to be accepted for because they don’t typically require any kind of background or […]

  • Can You Get a Loan Without a Bank Account?

    Do you need cash despite working really hard to stick to the budget that you have in place based on your income and your situation? Unfortunately, even the best planning cannot stop some unwanted or unplanned for problems. There are […]

The Quick Guide to Guaranteed Payday Loans

Guaranteed payday loans can be just what you need when you require cash in as short a span of time as possible. This is different from traditional loans that you can get from banks; an online payday lender will not ask you for anything as collateral. You will also not be bogged down by a bad credit rating because credit checks are not conducted.

A regular loan from a bank will take a few weeks or a few months before it is processed and a longer time before you can get the approval and the actual funds. Banks will require collateral from you because this is how they secure the loan and mitigate their risk. Every bank loan applicant must also have a good credit score or else they will not qualify. Nowadays even people with medium grade credit scores find it so difficult to get loans from traditional lending institutions.

The industry of online payday loans is growing and now you can find a number of lenders on the internet. Payday loans can be availed of in as little as a few hours. Sometimes you can even finish the entire transaction in less than one hour. This characteristic of payday loans is what draws people to them. They are perfect for people with an urgent need for the money.

It is very fast and easy to qualify for these online payday loans. You simply have to be at least 18 years of age, steadily employed for at least the past half of the year, and the holder of a valid bank account. Usually you will be required to be earning at least $800 each month.

The terms and guidelines will differ based on the lender that you are dealing with. Keep certain details on hand such as your SSN, IDs, and employment details just in case the lender asks for them. After you have finished the application, you can submit the form and wait for the lender to give his approval. Once the loan is approved, the cash will be sent to your savings or checking account and you can start using it.

It is now easier to search for a good payday lender because of the internet. In a small span of time you can compare various lenders by looking at their rates, loan amounts, and terms of repayment. The amount that you will be allowed to borrow can be at least $250 or as much as $2,500 based on the qualifications of the lender. Some states also limit how much you can borrow from direct payday loan lenders. They also regulate how long the payday loans are good for. Some are due within two while others are good for at least 100 days. The varying terms and rates of lenders allow borrowers to find one that suits what they need the most. They are given plenty of options so they can go to the one that really fits them best and the one that they can maximize.

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Recommended Direct Lenders

  • Discount Advances

    Discount Advances

    One of the best cash direct payday lenders to borrow money from is Discount Advances. They are known for giving out different coupons and discounts when it comes to the interest rates and fees. No one wants to spend money […]

  • PayDayMax


    The main focus for the Payday Max Company is to help the new comers to the world of Internet payday loans. A lot of people have never applied for a loan on the Internet. These people will have many questions […]

  • CashNetUSA


    If you are looking for the perfect payday advance company, look no further than CashNetUSA. Their website is filled with useful information to help you through the payday loan process. It can be scary at first to apply for a […]

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